Author name: mokaramstage1

How many accidents are caused by texting and driving? Imagine you are cruising on the highway with your fingers tapping a text message on your mobile phone’s screen. All of a sudden, your brain is still arranging for the appropriate emoji, and a brake light appears ahead of you.  What next? Yes, an accident has …

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Does a car accident affect your driving record? Whoever has ever been in a car accident they can tell that it is not only stressful and difficult to deal with but also comes with serious consequences afterward. One of the major issues that worries drivers in car crashes is what it will do to their …

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Does Car Insurance Cover Drunk Driving Accidents? The intersection between car insurance and drunk driving accidents revolves around keeping a look at the consequences of Driving Under the Influence (DUI) and the complexities of car insurance coverage. Driving under the influence is an offense and also increases the likelihood of causing accidents and injuries on …

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What happens when a car accident claim exceeds insurance limits? Car accidents, when they occur, come with some very serious consequences. One of the factors that hold a lot of importance is insurance and the coverage that it provides for the damages that have occurred after the accident. Auto insurance policies are designed in a …

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When do car accidents fall off insurance? Your auto insurance profile is largely defined by the car accidents you get into. After an accident, particularly if you were at fault, you should expect to pay higher premiums as insurers will perceive you as a risky driver.  This impact lasts for a “specific amount of time,” …

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How do you deal with an insurance adjuster after a car accident? Car accidents are a very unfortunate reality of day-to-day shenanigans on the roads. These exist, ranging from just a simple scratch to a major collision.  After an accident caused by a car, one might have to undertake repairs for the car, medical treatment …

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Does car insurance cover accidents on private property? It is very well understood that car insurance exists to compensate for various events involving vehicles, including accidents that take place on private premises. This scope of coverage often includes damage caused to the car, liability for damage to other people’s property, or even medical costs.  Knowing …

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